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After registration at ATM, make activation by re-accessing BNI Internet Banking URL address and Select the Activation menu (click 'Click Here button').After you successfully register at BNI ATM, you will get a registration receipt from BNI ATM.ДЄctivation process after registration at BNI ATM.On BNI ATM screen, enter 'e-Channel Registration' menu, complete the steps :

If you find anything unusual when accessing BNI Internet Banking webpage, immediately stop your transaction and contact BNI Call at 1500046 or 68888.ДЄn easy way for BNI customers to become BNI Internet Banking Users, is to register via BNI ATM, or Online at BNI Internet Banking site or via BNI Branch Offices.Д«NI Internet Banking Registration Process via BNI ATM.

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Keep confidential your BNI Internet Banking password and your BNI e-Secure PIN and regularly change your BNI Internet Banking password.

Ensure that you have logged out when leaving your computer, even if only for a moment.

When transferring, make sure the name and account number of the destination recipient are correct.

Use virtual keyboard facility when typing your password to avoid information theft (keylogger).

Beware of fraudulent efforts in the name of bank officers/BNI officers by telephone, fax or email asking for personal data including Internet Banking password, BNI e-Secure/m-Secure PIN, and One Time Password (OTP) sent via SMS/E-mail, because BNI officer will not ask for it.

Make sure you access BNI Internet Banking via BNI Internet Banking official address site at and click login button, or go directly to BNI Internet Banking login page at or from bookmark/favourite menu in your browser.

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Avoid to access BNI Internet Banking from internet cafГ© or any network/computer whose Avoid email attachment from any unknown sender or to download unofficial content or access to adult sites that have the potential to transmit malware, virus/worm, trojan or spyware to your computer or tablet/smartphone.

Ensure the computer you use is clean from malware, virus/worm, trojan or spyware.

To anticipate similar cases but in the form of other malware, STOP the transaction if you are asked to enter your BNI e-Secure/m-Secure PIN out of the ordinary transaction with BNI Internet Banking and immediately contact BNI Call at 1500046 or 68888 via handphone.

If you find this, STOP THE TRANSACTION and immediately contact BNI Call at 1500046 or 68888.

The figure below is an example of fraud action called token synchronization which asks you to input your BNI e-Secure/m-Secure.

BNI never asks to synchronize BNI e-Secure/m-Secure on BNI Internet Banking Customer screen.

BNI e-Secure/m-Secure are only used for financial transactions or data change.

Safe Way of Having Transaction via BNI Internet Banking

Transaction notification can be in the form of email and SMS.

Can transfer BNI account between the same currency or from USD/SGD to IDR.

Can monitor cash flow graphs, budget realization of expenditure items, and nominal composition of various expenditure items and income.

Can make financial planning and monitoring its development.

Uses 3 authorizations when logging into BNI Internet Banking, namely, USER ID, Password and Captcha and already have virtual keyboard to avoid keylogger practices.

Has 2 financial transaction authorization tools namely BNI e-Secure or BNI m-Secure.

There is favorite transaction link, scheduled transaction calendar information, foreign exchange rates, etc.

Can open account (Taplus, Deposito and Tapenas), BNI Debit Card blocking, renewal of monthly/time deposit for Tapenas, and Deposit withdrawal.

Can make fund transfer transaction with a transaction limit of up to 1 billion in 1 day, multiple transfers, scheduled transfers & recurring transfers.

Can be accessed via PC/Laptop and Mobile phone/Smartphone by typing BNI Internet Banking URL address at or access website BNI ( and Select Login menu.

From scheduled and recurring transfers, transaction mutations for the last 6 months, Deposit/Taplus/Tapenas account opening, personalizing your homepage, m-secure or token application on smartphone, mobile version access and various other services that can be accessed anytime and anywhere.Д®ven more interesting, the Personal Financial Management feature in BNI Internet Banking allows you to make financial planning according to your needs, complete with automatic deposit scheduling, and also allows you to monitor cash flow and fund expense/inflow trends in graphical form. To improve services to customers and to meet customer needs, BNI Internet Banking comes with increasingly complete features.